XRP Price Prediction: $5 Target in Sight as Bulls Charge Amid ETF Speculation

#XRP

• Technical Strength: Price trading above key moving averages with Bollinger Band expansion
• Fundamental Catalysts: Major partnerships and stablecoin growth (RLUSD >$500M cap)
• Regulatory Tailwinds: Ripple's legal victory reducing systemic risks

XRP Price Prediction

XRP Technical Analysis: Bullish Signals Emerge

XRP is currently trading at 2.6266 USDT, above its 20-day moving average of 2.2479, indicating a bullish trend. The MACD shows a slight bearish crossover but remains close to the signal line, suggesting potential for reversal. Bollinger Bands indicate volatility with the price NEAR the upper band, hinting at overbought conditions. BTCC financial analyst Emma notes, 'The technical setup favors upside if XRP holds above 2.50 USDT.'

XRP Market Sentiment: ETF Buzz and Institutional Adoption Drive Optimism

Positive news FLOW around XRP includes partnerships with BNY Mellon and American Express, alongside growing stablecoin adoption. BTCC financial analyst Emma states, 'The combination of institutional interest and regulatory clarity post-Ripple's legal victory is fueling bullish sentiment. Market targets of $5-$6 appear achievable if momentum sustains.'

Factors Influencing XRP’s Price

Ukraine's Crypto Regulation Stalls as Lawmaker Reveals Personal XRP Investments

Kyiv's Incrypted Conference 2025 became a focal point for Ukraine's stalled cryptocurrency legislation, with MP Yaroslav Zheleznyak revealing legislative gridlock while discussing his personal XRP holdings. The draft law "On Virtual Assets" remains paralyzed in Parliament despite unanimous committee support, leaving the country's crypto framework in limbo.

Zheleznyak, Deputy Head of the Finance Committee, confirmed the bill's stagnation during a mainstage debate about potential National Bank crypto reserves. The legislator-turned-investor's disclosure of XRP positions underscores the growing intersection between policymaking and personal crypto exposure in emerging markets.

XRP Breaks Out as Whale Activity and Stablecoin Growth Fuel Rally

XRP surged 6% on July 10-11, breaking out of a descending wedge pattern with trading volume spiking 168% above the daily average. The rally saw the token climb from $2.42 to $2.57, establishing fresh support at $2.53.

Whale accumulation reached a notable milestone, with addresses holding over 1 million XRP now controlling 47.32 billion tokens. This institutional buying frenzy coincides with Ripple's RLUSD stablecoin surpassing $500 million in market capitalization, signaling growing ecosystem strength.

The breakout occurred at 21:00 UTC on July 10, accompanied by 219.30 million in volume against a 24-hour average of 81.85 million. Price action showed 7% intraday volatility, ranging between $2.42 and $2.59.

XRP Price Prediction: Market Eyes $5 Target Amid ETF Buzz and Remittix Traction

XRP's price trajectory dominates market discussions as anticipation builds around a potential ETF approval. The SEC's timeline for a late-2025 decision fuels optimism, with analysts projecting a $5 valuation based on institutional demand and whale accumulation patterns. Meanwhile, Remittix's $RTX token emerges as a dark horse in the presale arena, leveraging utility-driven growth.

Nearly 900 million XRP recently moved into whale wallets, signaling renewed institutional confidence. Market observers view this accumulation as a precursor to broader participation, though price action remains subdued. The Ripple ETF application reportedly maintains a 95% completion rate, suggesting regulatory hurdles may be clearing.

XRP Surges 12% as BNY Mellon Partnership Boosts Market Confidence

Ripple's XRP rallied more than 12% to break through $2.45 following its partnership with Bank of New York Mellon to custody the RLUSD stablecoin. The collaboration with America's oldest bank signals accelerating institutional adoption, with analysts eyeing a potential $3.72 price target if momentum sustains.

Separately, cloud mining platform GoldenMining reports users achieving daily profits exceeding $8,700 through its XRP blockchain integration. The London-based firm claims some investors have realized short-term gains approaching $15,700, though such returns remain unverified.

American Express Adopts RippleNet for Cross-Border Payments, Fueling XRP ETF Speculation

American Express has integrated RippleNet's blockchain infrastructure to process real-time cross-border payments for corporate clients, leveraging Ripple's On-Demand Liquidity (ODL) system. While the financial giant does not hold XRP directly, the digital asset plays a critical role in facilitating instant currency conversion and settlement behind the scenes.

The partnership showcases growing institutional adoption of blockchain solutions, with RippleNet enabling American Express to bypass traditional banking delays and reduce transaction costs. This development coincides with renewed market interest in a potential XRP ETF, as evidenced by recent infographics highlighting the cryptocurrency's utility in enterprise applications.

Ripple's technology continues gaining traction in global payments, with its ODL system eliminating the need for pre-funded accounts in foreign countries. The American Express implementation demonstrates how established financial institutions are quietly embracing crypto infrastructure without direct exposure to digital assets.

XRP Gains Multi-Chain Access Through Axelar’s Interoperability Boost

XRP has achieved a significant milestone with its integration into the Axelar interoperability network, bridging approximately 124,476 tokens across more than 60 blockchain ecosystems. This development enhances XRP's utility in decentralized applications and smart contracts beyond the XRP Ledger.

The timing aligns with the launch of the XRPL Ethereum Virtual Machine (EVM) sidechain, enabling seamless interaction with Ethereum-compatible platforms. Developers can now incorporate XRP into multi-chain workflows without relying on centralized intermediaries, unlocking new possibilities in DeFi, gaming, and cross-chain applications.

Axelar's secure bridging mechanism eliminates the need for custodial solutions, positioning XRP as a versatile asset for liquidity and collateral across diverse blockchain environments. This integration marks a pivotal step in expanding XRP's reach and liquidity in the decentralized finance landscape.

XRP Bulls Target $6 as RLUSD Stablecoin Surpasses $500M Market Cap

XRP consolidates above $2.34 support, with technical analysts eyeing a potential breakout toward $2.65. Symmetrical triangles and bull flag patterns suggest upward momentum could propel the token toward $4-$6 if resistance at $2.35 breaks.

Ripple's RLUSD stablecoin achieves top-20 status globally after crossing $500 million in market capitalization. The milestone comes as XRP shows mixed technical signals—bullish momentum persists, but a rising wedge pattern cautions of potential volatility.

Market watchers note XRP's accumulation phase since December 2024 has created a consolidation range ripe for movement. Arthur Azizov of B2 Ventures emphasizes the $2.65 level as critical for confirming bullish continuation.

Pro-XRP Lawyer John Deaton Sues Linqto for Allegedly Misleading Crypto Investors

Prominent XRP attorney John Deaton has initiated a class action lawsuit against Linqto founder William Sarris, alleging fraudulent sales of unlicensed private company shares. Filed on July 9, the suit claims Sarris employed deceptive tactics—including 60% undisclosed markups and misleading regulatory exemptions—to sell stakes in crypto firms like Ripple, Uphold, and Kraken through Linqto's platform.

The case targets restitution for retail investors affected by Linqto's bankruptcy, emphasizing violations of investor protection laws despite prior warnings from the SEC and FINRA. Deaton's action seeks full financial recovery, challenging the platform's opaque pricing and unlicensed sales practices that allegedly exploited thousands of users.

Ripple CEO Highlights Regulatory Clarity Need at Senate Hearing Following XRP Legal Victory

Ripple CEO Brad Garlinghouse emphasized the urgent need for clear cryptocurrency regulations during a U.S. Senate hearing, framing last year's court victory against the SEC as a watershed moment for the industry. The executive detailed how regulatory ambiguity has forced innovation offshore while showcasing Ripple's cross-border payment solutions using XRP.

Garlinghouse's testimony revealed a stark reality: over 90% of Ripple's business now operates outside U.S. jurisdiction due to the hostile regulatory environment. The blockchain firm maintains 15 global offices supporting financial institutions with real-time settlement infrastructure, yet faces continued headwinds in its home market.

The hearing produced no immediate policy changes but marked a strategic opportunity to educate lawmakers. "When regulation by enforcement becomes the norm, everyone loses," Garlinghouse stated, referencing Ripple's three-year legal battle that culminated in a favorable 2023 ruling.

Ripple Price Prediction For July 10

XRP surged over 5% in the past 24 hours, trading near $2.42 as it retests a crucial resistance zone between $2.31 and $2.36. A decisive close above $2.36 could propel the token toward $2.44–$2.45, with $2.61–$2.62 emerging as the next bullish target.

Technical patterns present mixed signals. The formation of a rising wedge on shorter timeframes suggests potential downside if XRP breaches $2.27, possibly triggering a retreat to $2.21–$2.17 support levels. Market analysts caution that despite the upward momentum, subdued trading volumes raise concerns about the sustainability of this move.

BNY Mellon Gains as Ripple Taps Bank for RLUSD Stablecoin Custody

The Bank of New York Mellon Corporation saw its stock rise 0.39% to $93.05 following Ripple's selection of the institution as primary custodian for its RLUSD stablecoin reserves. The partnership marks a strategic expansion of BNY Mellon's digital asset services into enterprise-grade stablecoin custody.

RLUSD, regulated under New York's DFS, is designed for institutional cross-border payments. The collaboration strengthens BNY's position in blockchain financial infrastructure while providing Ripple with compliant reserve management for its stablecoin operations.

How High Will XRP Price Go?

XRP's price trajectory suggests a potential rally toward $5, supported by:

BTCC's Emma cautions, 'While $6 is possible, watch MACD for confirmation of sustained momentum.'